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Newswire · Earnings · Tue, Oct 13, 2026

JPMorgan, Goldman and UnitedHealth Report Tuesday as Earnings Season Opens

JPMorgan Chase, Goldman Sachs, Citigroup and Wells Fargo report before the open on Oct. 13, with Dow member UnitedHealth also due. Analysts expect S&P 500 profits to have grown by nearly 30%.

Market context · EarningsDaily closes as of 2026-10-12 · AISA Financial API
JPMJpmorgan Chase & Co
$334.3 +0.39%
JPM 30d price: 356.02 → 334.3 (-6.10%), range 329.58–362.06
30d -6.16%
GSGoldman Sachs Group Inc
$893.95 -0.15%
GS 30d price: 1,026 → 893.95 (-12.86%), range 882.59–1,039
30d -13.14%
UNHUnitedhealth Group Inc
$378.52 -0.21%
UNH 30d price: 389.41 → 378.52 (-2.80%), range 365.2–400.94
30d -0.15%
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01

Big banks open third-quarter earnings season on Oct. 13

Four large banks report before the market opens on Tuesday, Oct. 13: JPMorgan Chase, Goldman Sachs, Citigroup and Wells Fargo. Bank of America and Morgan Stanley follow on Wednesday, alongside State Street and BlackRock. Investor's Business Daily says solid results are expected, though concerns have built in recent weeks. CNBC notes that analysts, per FactSet, see S&P 500 profits up by nearly 30% from a year earlier. Ameriprise strategist Anthony Saglimbene named banks, Big Tech and energy as the groups likely to shape how investors read the season.

Why it mattersBank results are an early read on consumer and business health and set the tone for the wider earnings calendar.

CNBC · Oct 12Investor's Business Daily · Oct 12Kalkine Media · Oct 12Kalkine Media · Oct 12JPM +0.39%GS -0.15%MS +0.00%
02

JPMorgan faces a high bar after a blowout second quarter

JPMorgan reports before the open on Oct. 13. Seeking Alpha cites expectations of EPS of $5.94 on revenue of $51.22B, and its options market prices in a 2.8% post-earnings move. Benzinga cites a 17% earnings rise to $5.93 per share and revenue of $51.23 billion. Co-President Doug Petno said on Sept. 15 that investment banking fees and markets revenue should grow in the mid-to-high teens. The Motley Fool notes that the second quarter set a hard comparison, with investment banking fees up 30% year over year, and warns that soaring bond yields are weighing on bank stocks.

Why it mattersGuidance is already strong, so credit commentary and the effect of higher yields could drive the stock reaction.

Seeking Alpha · Oct 12Benzinga · Oct 12The Motley Fool · Oct 12JPM +0.39%
03

Goldman Sachs: expense and trading questions loom, and DIA is exposed

FactSet forecasts Goldman's Global Banking & Markets revenue rising more than 17% to $11.86 billion, helped by advisory, underwriting and trading. Benzinga flags risks, though. CEO David Solomon said in September that non-compensation expenses could rise by more than $500 million sequentially, and management expects weaker fixed-income, currencies and commodities results. Morningstar expects a 12% sequential decline in investment banking revenue and an 11% sequential decline in FICC revenue. Goldman is the largest holding in the SPDR Dow Jones Industrial Average ETF at 10.23%, and with JPMorgan at 3.84% the pair make up 14.07% of the fund.

Why it mattersDow-linked funds carry concentrated bank exposure because of price weighting, so two reports can move the ETF noticeably.

Benzinga · Oct 12Kalkine Media · Oct 12GS -0.15%JPM +0.39%
04

UnitedHealth reports with options implying a move above 5%

UnitedHealth is due to report third-quarter results on Oct. 13. GuruFocus says analysts expect EPS of $4.14, a 41.8% increase, on revenue near $111.49 billion, a 1.5% decline year over year. Options pricing signals a move exceeding 5%, with the $378.52 share price implying a range of roughly $355.53 to $397.31. Kalkine Media describes a steadier tone after a period of elevated medical costs, with improving signals around government programs such as Medicare. A Patient Capital Management letter cited by Yahoo Finance calls the company early in an earnings recovery, with mid-teens growth expected.

Why it mattersMedical-cost trends and margin commentary will test whether the stabilization narrative holds for the largest US managed-care name.

Kalkine Media · Oct 13GuruFocus · Oct 13Yahoo Finance · Oct 12GuruFocus · Oct 12UNH -0.21%
05

Futures flat as yields and inflation data shape the backdrop

US stock futures were little changed on Monday night. Dow futures rose 22 points, and S&P 500 and Nasdaq-100 futures hovered near the flatline. The Dow had ended the session more than 195 points higher, while memory-chip declines pushed the Nasdaq Composite and S&P 500 into negative territory. CNBC notes that September inflation data later in the week could jolt Treasury yields, which recently reached multidecade highs. On Tuesday investors will also hear from Federal Reserve officials Christopher Waller, Tom Barkin and Susan Collins, and existing home sales figures are due.

Why it mattersRate and yield moves are the main macro risk for bank and managed-care valuations heading into results.

CNBC · Oct 12The Motley Fool · Oct 12

Data behind the stories

JPMorgan closed at $334.3 on 2026-10-12, up 0.39% on the day but down 6.16% over roughly one month. Goldman Sachs closed at $893.95, down 0.15% for the day and down 13.14% over the month. UnitedHealth closed at $378.52, down 0.21% on the day and down 0.15% over the month.

~1-month performanceInstruments in today’s stories
~1-month change: UNH -0.15%, JPM -6.16%, MS -11.36%, GS -13.14%UNH-0.15%JPM-6.16%MS-11.36%GS-13.14%

What to watch

  • Bank of America and Morgan Stanley report on Wednesday, along with State Street and BlackRock. Investor's Business Daily
  • September inflation data is due later in the week and could move Treasury yields. CNBC
  • Fed officials Christopher Waller, Tom Barkin and Susan Collins are scheduled to comment on Tuesday. CNBC

Key takeaways

  • JPMorgan, Goldman Sachs, Citigroup, Wells Fargo and UnitedHealth all report on Oct. 13, with the banks reporting before the open.
  • Options pricing implies a 2.8% move for JPMorgan and more than 5% for UnitedHealth after results.
  • Goldman's expense outlook and weaker FICC expectations contrast with JPMorgan's guidance for mid-to-high teens growth in markets and investment banking.

FAQ

When do JPMorgan and Goldman Sachs report earnings?

Both report before the market opens on Tuesday, Oct. 13, 2026, alongside Citigroup and Wells Fargo. Bank of America and Morgan Stanley follow on Wednesday.

What are analysts expecting from UnitedHealth's third quarter?

GuruFocus cites expected earnings per share of $4.14, a 41.8% increase, and revenue near $111.49 billion, a 1.5% decline year over year. Options pricing implies a post-earnings move above 5%.

What is JPMorgan expected to earn in the third quarter?

Sources cite EPS of $5.94 on $51.22B revenue, or $5.93 on $51.23 billion. Options markets price in a 2.8% post-earnings move, and management guided to mid-to-high teens growth in investment banking fees and markets revenue.

The wire

Every item considered for this digest, newest first — published within 48h of 2026-10-13 11:35 UTC.

How this digest is made. Headlines and article text come from the AISA Financial News and Tavily APIs; only items published in the last 48 hours are eligible, and duplicates across outlets are merged. A language model writes the summaries strictly from those texts and the live market data shown — every story links to its sources. Market data: AISA Financial, CoinGecko, Polymarket and Macro APIs.

Sources & citations

  1. S&P 500 futures are little changed after mixed session; traders await bank earnings: Live updates CNBC · 2026-10-12
  2. JPMorgan, Goldman Sachs Earnings Due As Bank Outlook Shifts Investor's Business Daily · 2026-10-12
  3. Will Goldman Sachs (NYSE:GS) Set The Tone As Bank Earnings Season Opens? Kalkine Media · 2026-10-12
  4. Can Bank of America (NYSE:BAC) Show Steady Lending As Earnings Season Begins? Kalkine Media · 2026-10-12
  5. JPMorgan options market prices in a 2.8% post-earnings move (JPM:NYSE) Seeking Alpha · 2026-10-12
  6. JPMorgan, Goldman Sachs Earnings Could Move This Dow ETF - State Street SPDR Dow Jones Industrial Average Benzinga · 2026-10-12
  7. JPMorgan Chase's Next Earnings Report Tomorrow Could Send the Stock Plunging. Here's Why. The Motley Fool · 2026-10-12
  8. Is UnitedHealth Group (NYSE:UNH) Steadying Ahead of Its Results? Kalkine Media · 2026-10-13
  9. UnitedHealth Group (UNH) Prepares to Report Q3 Earnings Amid Div GuruFocus · 2026-10-13
  10. United Healthcare (UNH): Early-Stage Earnings Recovery Sets the Stage for Mid-Teens Compound Growth Yahoo Finance · 2026-10-12
  11. UnitedHealth Group (UNH) Set to Report Q3 Earnings Amid Dividend Focus and Market Interest GuruFocus · 2026-10-12

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