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  "title": "Earnings News, Oct 13, 2026: JPMorgan, Goldman and UnitedHealth Report Tuesday as Earnings Season Opens",
  "description": "JPMorgan Chase, Goldman Sachs, Citigroup and Wells Fargo report before the open on Oct. 13, with Dow member UnitedHealth also due. Analysts expect S&P 500…",
  "canonical": "https://agentflare.org/news/2026-10-13-earnings.html",
  "category": "news",
  "updated": "2026-10-13",
  "generated_at": "2026-10-13T11:31:00.015Z",
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    {
      "label": "Date",
      "value": "Tue, Oct 13, 2026"
    },
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      "value": "5"
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      "value": "8"
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  "data": {
    "date": "2026-10-13",
    "cluster": "earnings",
    "headline": "JPMorgan, Goldman and UnitedHealth Report Tuesday as Earnings Season Opens",
    "dek": "JPMorgan Chase, Goldman Sachs, Citigroup and Wells Fargo report before the open on Oct. 13, with Dow member UnitedHealth also due. Analysts expect S&P 500 profits to have grown by nearly 30%.",
    "generated_at": "2026-10-13T11:35:14.126Z",
    "freshness_hours": 48,
    "stories": [
      {
        "title": "Big banks open third-quarter earnings season on Oct. 13",
        "summary": "Four large banks report before the market opens on Tuesday, Oct. 13: JPMorgan Chase, Goldman Sachs, Citigroup and Wells Fargo. Bank of America and Morgan Stanley follow on Wednesday, alongside State Street and BlackRock. Investor's Business Daily says solid results are expected, though concerns have built in recent weeks. CNBC notes that analysts, per FactSet, see S&P 500 profits up by nearly 30% from a year earlier. Ameriprise strategist Anthony Saglimbene named banks, Big Tech and energy as the groups likely to shape how investors read the season.",
        "why": "Bank results are an early read on consumer and business health and set the tone for the wider earnings calendar.",
        "sources": [
          {
            "id": "S4",
            "title": "S&P 500 futures are little changed after mixed session; traders await bank earnings: Live updates",
            "url": "https://www.cnbc.com/2026/10/12/stock-market-today-live-updates.html",
            "publisher": "CNBC",
            "published": "2026-10-12T20:42:48.000Z"
          },
          {
            "id": "S6",
            "title": "JPMorgan, Goldman Sachs Earnings Due As Bank Outlook Shifts",
            "url": "https://www.investors.com/news/jpmorgan-chase-goldman-sachs-earnings-wells-fargo-citigroup/",
            "publisher": "Investor's Business Daily",
            "published": "2026-10-12T17:07:00.000Z"
          },
          {
            "id": "S9",
            "title": "Will Goldman Sachs (NYSE:GS) Set The Tone As Bank Earnings Season Opens?",
            "url": "https://kalkinemedia.com/us/stocks/financial/will-goldman-sachs-nysegs-set-the-tone-as-bank-earnings-season-opens",
            "publisher": "Kalkine Media",
            "published": "2026-10-12T14:20:00.000Z"
          },
          {
            "id": "S10",
            "title": "Can Bank of America (NYSE:BAC) Show Steady Lending As Earnings Season Begins?",
            "url": "https://kalkinemedia.com/us/stocks/financial/can-bank-of-america-nysebac-show-steady-lending-as-earnings-season-begins",
            "publisher": "Kalkine Media",
            "published": "2026-10-12T14:20:00.000Z"
          }
        ],
        "entities": [
          "JPM",
          "GS",
          "MS"
        ]
      },
      {
        "title": "JPMorgan faces a high bar after a blowout second quarter",
        "summary": "JPMorgan reports before the open on Oct. 13. Seeking Alpha cites expectations of EPS of $5.94 on revenue of $51.22B, and its options market prices in a 2.8% post-earnings move. Benzinga cites a 17% earnings rise to $5.93 per share and revenue of $51.23 billion. Co-President Doug Petno said on Sept. 15 that investment banking fees and markets revenue should grow in the mid-to-high teens. The Motley Fool notes that the second quarter set a hard comparison, with investment banking fees up 30% year over year, and warns that soaring bond yields are weighing on bank stocks.",
        "why": "Guidance is already strong, so credit commentary and the effect of higher yields could drive the stock reaction.",
        "sources": [
          {
            "id": "S3",
            "title": "JPMorgan options market prices in a 2.8% post-earnings move (JPM:NYSE)",
            "url": "https://seekingalpha.com/news/4652194-jpmorgan-options-market-prices-in-a-28-post-earnings-move",
            "publisher": "Seeking Alpha",
            "published": "2026-10-12T23:08:29.000Z"
          },
          {
            "id": "S5",
            "title": "JPMorgan, Goldman Sachs Earnings Could Move This Dow ETF - State Street SPDR Dow Jones Industrial Average",
            "url": "https://www.benzinga.com/etfs/sector-etfs/26/10/62308172/jpmorgan-goldman-sachs-earnings-could-move-this-dow-etf-heres-the-portfolio-math",
            "publisher": "Benzinga",
            "published": "2026-10-12T18:02:36.000Z"
          },
          {
            "id": "S7",
            "title": "JPMorgan Chase's Next Earnings Report Tomorrow Could Send the Stock Plunging. Here's Why.",
            "url": "https://www.fool.com/investing/2026/10/12/jpmorgan-chase-s-next-earnings-report-tomorrow-could-send-the-stock-plunging-here-s-why/",
            "publisher": "The Motley Fool",
            "published": "2026-10-12T16:03:00.000Z"
          }
        ],
        "entities": [
          "JPM"
        ]
      },
      {
        "title": "Goldman Sachs: expense and trading questions loom, and DIA is exposed",
        "summary": "FactSet forecasts Goldman's Global Banking & Markets revenue rising more than 17% to $11.86 billion, helped by advisory, underwriting and trading. Benzinga flags risks, though. CEO David Solomon said in September that non-compensation expenses could rise by more than $500 million sequentially, and management expects weaker fixed-income, currencies and commodities results. Morningstar expects a 12% sequential decline in investment banking revenue and an 11% sequential decline in FICC revenue. Goldman is the largest holding in the SPDR Dow Jones Industrial Average ETF at 10.23%, and with JPMorgan at 3.84% the pair make up 14.07% of the fund.",
        "why": "Dow-linked funds carry concentrated bank exposure because of price weighting, so two reports can move the ETF noticeably.",
        "sources": [
          {
            "id": "S5",
            "title": "JPMorgan, Goldman Sachs Earnings Could Move This Dow ETF - State Street SPDR Dow Jones Industrial Average",
            "url": "https://www.benzinga.com/etfs/sector-etfs/26/10/62308172/jpmorgan-goldman-sachs-earnings-could-move-this-dow-etf-heres-the-portfolio-math",
            "publisher": "Benzinga",
            "published": "2026-10-12T18:02:36.000Z"
          },
          {
            "id": "S9",
            "title": "Will Goldman Sachs (NYSE:GS) Set The Tone As Bank Earnings Season Opens?",
            "url": "https://kalkinemedia.com/us/stocks/financial/will-goldman-sachs-nysegs-set-the-tone-as-bank-earnings-season-opens",
            "publisher": "Kalkine Media",
            "published": "2026-10-12T14:20:00.000Z"
          }
        ],
        "entities": [
          "GS",
          "JPM"
        ]
      },
      {
        "title": "UnitedHealth reports with options implying a move above 5%",
        "summary": "UnitedHealth is due to report third-quarter results on Oct. 13. GuruFocus says analysts expect EPS of $4.14, a 41.8% increase, on revenue near $111.49 billion, a 1.5% decline year over year. Options pricing signals a move exceeding 5%, with the $378.52 share price implying a range of roughly $355.53 to $397.31. Kalkine Media describes a steadier tone after a period of elevated medical costs, with improving signals around government programs such as Medicare. A Patient Capital Management letter cited by Yahoo Finance calls the company early in an earnings recovery, with mid-teens growth expected.",
        "why": "Medical-cost trends and margin commentary will test whether the stabilization narrative holds for the largest US managed-care name.",
        "sources": [
          {
            "id": "S1",
            "title": "Is UnitedHealth Group (NYSE:UNH) Steadying Ahead of Its Results?",
            "url": "https://kalkinemedia.com/us/stocks/healthcare/is-unitedhealth-group-nyseunh-steadying-ahead-of-its-results",
            "publisher": "Kalkine Media",
            "published": "2026-10-13T05:12:00.000Z"
          },
          {
            "id": "S2",
            "title": "UnitedHealth Group (UNH) Prepares to Report Q3 Earnings Amid Div",
            "url": "https://www.gurufocus.com/news/9120192/unitedhealth-group-unh-prepares-to-report-q3-earnings-amid-dividend-focus-and-mixed-insider-activity",
            "publisher": "GuruFocus",
            "published": "2026-10-13T00:11:57.000Z"
          },
          {
            "id": "S8",
            "title": "United Healthcare (UNH): Early-Stage Earnings Recovery Sets the Stage for Mid-Teens Compound Growth",
            "url": "https://finance.yahoo.com/markets/stocks/articles/united-healthcare-unh-early-stage-152237095.html",
            "publisher": "Yahoo Finance",
            "published": "2026-10-12T15:22:37.000Z"
          },
          {
            "id": "S11",
            "title": "UnitedHealth Group (UNH) Set to Report Q3 Earnings Amid Dividend Focus and Market Interest",
            "url": "https://www.gurufocus.com/news/9119198/unitedhealth-group-unh-set-to-report-q3-earnings-amid-dividend-focus-and-market-interest",
            "publisher": "GuruFocus",
            "published": "2026-10-12T14:06:59.000Z"
          }
        ],
        "entities": [
          "UNH"
        ]
      },
      {
        "title": "Futures flat as yields and inflation data shape the backdrop",
        "summary": "US stock futures were little changed on Monday night. Dow futures rose 22 points, and S&P 500 and Nasdaq-100 futures hovered near the flatline. The Dow had ended the session more than 195 points higher, while memory-chip declines pushed the Nasdaq Composite and S&P 500 into negative territory. CNBC notes that September inflation data later in the week could jolt Treasury yields, which recently reached multidecade highs. On Tuesday investors will also hear from Federal Reserve officials Christopher Waller, Tom Barkin and Susan Collins, and existing home sales figures are due.",
        "why": "Rate and yield moves are the main macro risk for bank and managed-care valuations heading into results.",
        "sources": [
          {
            "id": "S4",
            "title": "S&P 500 futures are little changed after mixed session; traders await bank earnings: Live updates",
            "url": "https://www.cnbc.com/2026/10/12/stock-market-today-live-updates.html",
            "publisher": "CNBC",
            "published": "2026-10-12T20:42:48.000Z"
          },
          {
            "id": "S7",
            "title": "JPMorgan Chase's Next Earnings Report Tomorrow Could Send the Stock Plunging. Here's Why.",
            "url": "https://www.fool.com/investing/2026/10/12/jpmorgan-chase-s-next-earnings-report-tomorrow-could-send-the-stock-plunging-here-s-why/",
            "publisher": "The Motley Fool",
            "published": "2026-10-12T16:03:00.000Z"
          }
        ],
        "entities": []
      }
    ],
    "market": [
      {
        "id": "JPM",
        "kind": "equity",
        "last": 334.3,
        "asOf": "2026-10-12",
        "d1": 0.39340520736358514,
        "d30": -6.156135081267722,
        "series": [
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      },
      {
        "id": "GS",
        "kind": "equity",
        "last": 893.95,
        "asOf": "2026-10-12",
        "d1": -0.1530179153822102,
        "d30": -13.139586855554908,
        "series": [
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      },
      {
        "id": "UNH",
        "kind": "equity",
        "last": 378.52,
        "asOf": "2026-10-12",
        "d1": -0.2056419720537911,
        "d30": -0.1503600728059282,
        "series": [
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          379.3,
          378.52
        ]
      },
      {
        "id": "MS",
        "kind": "equity",
        "last": 190.02,
        "asOf": "2026-10-12",
        "d1": 0,
        "d30": -11.363000279876848,
        "series": [
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      }
    ],
    "policy_rates": [],
    "prediction_markets": [],
    "watch": [
      {
        "text": "Bank of America and Morgan Stanley report on Wednesday, along with State Street and BlackRock.",
        "sources": [
          "S6"
        ]
      },
      {
        "text": "September inflation data is due later in the week and could move Treasury yields.",
        "sources": [
          "S4"
        ]
      },
      {
        "text": "Fed officials Christopher Waller, Tom Barkin and Susan Collins are scheduled to comment on Tuesday.",
        "sources": [
          "S4"
        ]
      }
    ],
    "takeaways": [
      "JPMorgan, Goldman Sachs, Citigroup, Wells Fargo and UnitedHealth all report on Oct. 13, with the banks reporting before the open.",
      "Options pricing implies a 2.8% move for JPMorgan and more than 5% for UnitedHealth after results.",
      "Goldman's expense outlook and weaker FICC expectations contrast with JPMorgan's guidance for mid-to-high teens growth in markets and investment banking."
    ],
    "faq": [
      {
        "q": "When do JPMorgan and Goldman Sachs report earnings?",
        "a": "Both report before the market opens on Tuesday, Oct. 13, 2026, alongside Citigroup and Wells Fargo. Bank of America and Morgan Stanley follow on Wednesday."
      },
      {
        "q": "What are analysts expecting from UnitedHealth's third quarter?",
        "a": "GuruFocus cites expected earnings per share of $4.14, a 41.8% increase, and revenue near $111.49 billion, a 1.5% decline year over year. Options pricing implies a post-earnings move above 5%."
      },
      {
        "q": "What is JPMorgan expected to earn in the third quarter?",
        "a": "Sources cite EPS of $5.94 on $51.22B revenue, or $5.93 on $51.23 billion. Options markets price in a 2.8% post-earnings move, and management guided to mid-to-high teens growth in investment banking fees and markets revenue."
      }
    ],
    "count": 5,
    "items": [
      {
        "title": "Is UnitedHealth Group (NYSE:UNH) Steadying Ahead of Its Results?",
        "url": "https://kalkinemedia.com/us/stocks/healthcare/is-unitedhealth-group-nyseunh-steadying-ahead-of-its-results",
        "source": "Kalkine Media",
        "date": "2026-10-13T05:12:00+00:00",
        "tickers": [
          "UNH"
        ],
        "iso": "2026-10-13T05:12:00.000Z"
      },
      {
        "title": "UnitedHealth Group (UNH) Prepares to Report Q3 Earnings Amid Div",
        "url": "https://www.gurufocus.com/news/9120192/unitedhealth-group-unh-prepares-to-report-q3-earnings-amid-dividend-focus-and-mixed-insider-activity",
        "source": "GuruFocus",
        "date": "2026-10-13T00:11:57+00:00",
        "tickers": [
          "UNH"
        ],
        "iso": "2026-10-13T00:11:57.000Z"
      },
      {
        "title": "JPMorgan options market prices in a 2.8% post-earnings move (JPM:NYSE)",
        "url": "https://seekingalpha.com/news/4652194-jpmorgan-options-market-prices-in-a-28-post-earnings-move",
        "source": "Seeking Alpha",
        "date": "2026-10-12T23:08:29+00:00",
        "tickers": [
          "JPM"
        ],
        "iso": "2026-10-12T23:08:29.000Z"
      },
      {
        "title": "S&P 500 futures are little changed after mixed session; traders await bank earnings: Live updates",
        "url": "https://www.cnbc.com/2026/10/12/stock-market-today-live-updates.html",
        "source": "CNBC",
        "date": "2026-10-12T20:42:48+00:00",
        "tickers": [
          "JPM"
        ],
        "iso": "2026-10-12T20:42:48.000Z"
      },
      {
        "title": "JPMorgan, Goldman Sachs Earnings Could Move This Dow ETF - State Street SPDR Dow Jones Industrial Average",
        "url": "https://www.benzinga.com/etfs/sector-etfs/26/10/62308172/jpmorgan-goldman-sachs-earnings-could-move-this-dow-etf-heres-the-portfolio-math",
        "source": "Benzinga",
        "date": "2026-10-12T18:02:36+00:00",
        "tickers": [
          "GS"
        ],
        "iso": "2026-10-12T18:02:36.000Z"
      },
      {
        "title": "JPMorgan, Goldman Sachs Earnings Due As Bank Outlook Shifts",
        "url": "https://www.investors.com/news/jpmorgan-chase-goldman-sachs-earnings-wells-fargo-citigroup/",
        "source": "Investor's Business Daily",
        "date": "2026-10-12T17:07:00+00:00",
        "tickers": [
          "GS"
        ],
        "iso": "2026-10-12T17:07:00.000Z"
      },
      {
        "title": "JPMorgan Chase's Next Earnings Report Tomorrow Could Send the Stock Plunging. Here's Why.",
        "url": "https://www.fool.com/investing/2026/10/12/jpmorgan-chase-s-next-earnings-report-tomorrow-could-send-the-stock-plunging-here-s-why/",
        "source": "The Motley Fool",
        "date": "2026-10-12T16:03:00+00:00",
        "tickers": [
          "JPM"
        ],
        "iso": "2026-10-12T16:03:00.000Z"
      },
      {
        "title": "United Healthcare (UNH): Early-Stage Earnings Recovery Sets the Stage for Mid-Teens Compound Growth",
        "url": "https://finance.yahoo.com/markets/stocks/articles/united-healthcare-unh-early-stage-152237095.html",
        "source": "Yahoo Finance",
        "date": "2026-10-12T15:22:37+00:00",
        "tickers": [
          "UNH"
        ],
        "iso": "2026-10-12T15:22:37.000Z"
      },
      {
        "title": "Will Goldman Sachs (NYSE:GS) Set The Tone As Bank Earnings Season Opens?",
        "url": "https://kalkinemedia.com/us/stocks/financial/will-goldman-sachs-nysegs-set-the-tone-as-bank-earnings-season-opens",
        "source": "Kalkine Media",
        "date": "2026-10-12T14:20:00+00:00",
        "tickers": [
          "GS"
        ],
        "iso": "2026-10-12T14:20:00.000Z"
      },
      {
        "title": "Can Bank of America (NYSE:BAC) Show Steady Lending As Earnings Season Begins?",
        "url": "https://kalkinemedia.com/us/stocks/financial/can-bank-of-america-nysebac-show-steady-lending-as-earnings-season-begins",
        "source": "Kalkine Media",
        "date": "2026-10-12T14:20:00+00:00",
        "tickers": [
          "BAC"
        ],
        "iso": "2026-10-12T14:20:00.000Z"
      },
      {
        "title": "UnitedHealth Group (UNH) Set to Report Q3 Earnings Amid Dividend Focus and Market Interest",
        "url": "https://www.gurufocus.com/news/9119198/unitedhealth-group-unh-set-to-report-q3-earnings-amid-dividend-focus-and-market-interest",
        "source": "GuruFocus",
        "date": "2026-10-12T14:06:59+00:00",
        "tickers": [
          "UNH"
        ],
        "iso": "2026-10-12T14:06:59.000Z"
      },
      {
        "title": "What to Expect From Lennox International's Next Quarterly Earnings Report",
        "url": "https://www.barchart.com/story/news/6175656/what-to-expect-from-lennox-international-s-next-quarterly-earnings-report",
        "source": "barchart.com",
        "date": "Mon, 12 Oct 2026 14:03:49 GMT",
        "tickers": [],
        "iso": "2026-10-12T14:03:49.000Z"
      }
    ]
  },
  "analysis_md": "JPMorgan Chase, Goldman Sachs, Citigroup and Wells Fargo report before the open on Oct. 13, with Dow member UnitedHealth also due. Analysts expect S&P 500 profits to have grown by nearly 30%.\n## Big banks open third-quarter earnings season on Oct. 13\nFour large banks report before the market opens on Tuesday, Oct. 13: JPMorgan Chase, Goldman Sachs, Citigroup and Wells Fargo. Bank of America and Morgan Stanley follow on Wednesday, alongside State Street and BlackRock. Investor's Business Daily says solid results are expected, though concerns have built in recent weeks. CNBC notes that analysts, per FactSet, see S&P 500 profits up by nearly 30% from a year earlier. Ameriprise strategist Anthony Saglimbene named banks, Big Tech and energy as the groups likely to shape how investors read the season.\n**Why it matters:** Bank results are an early read on consumer and business health and set the tone for the wider earnings calendar.\nSources: [CNBC](https://www.cnbc.com/2026/10/12/stock-market-today-live-updates.html), [Investor's Business Daily](https://www.investors.com/news/jpmorgan-chase-goldman-sachs-earnings-wells-fargo-citigroup/), [Kalkine Media](https://kalkinemedia.com/us/stocks/financial/will-goldman-sachs-nysegs-set-the-tone-as-bank-earnings-season-opens), [Kalkine Media](https://kalkinemedia.com/us/stocks/financial/can-bank-of-america-nysebac-show-steady-lending-as-earnings-season-begins)\n## JPMorgan faces a high bar after a blowout second quarter\nJPMorgan reports before the open on Oct. 13. Seeking Alpha cites expectations of EPS of $5.94 on revenue of $51.22B, and its options market prices in a 2.8% post-earnings move. Benzinga cites a 17% earnings rise to $5.93 per share and revenue of $51.23 billion. Co-President Doug Petno said on Sept. 15 that investment banking fees and markets revenue should grow in the mid-to-high teens. The Motley Fool notes that the second quarter set a hard comparison, with investment banking fees up 30% year over year, and warns that soaring bond yields are weighing on bank stocks.\n**Why it matters:** Guidance is already strong, so credit commentary and the effect of higher yields could drive the stock reaction.\nSources: [Seeking Alpha](https://seekingalpha.com/news/4652194-jpmorgan-options-market-prices-in-a-28-post-earnings-move), [Benzinga](https://www.benzinga.com/etfs/sector-etfs/26/10/62308172/jpmorgan-goldman-sachs-earnings-could-move-this-dow-etf-heres-the-portfolio-math), [The Motley Fool](https://www.fool.com/investing/2026/10/12/jpmorgan-chase-s-next-earnings-report-tomorrow-could-send-the-stock-plunging-here-s-why/)\n## Goldman Sachs: expense and trading questions loom, and DIA is exposed\nFactSet forecasts Goldman's Global Banking & Markets revenue rising more than 17% to $11.86 billion, helped by advisory, underwriting and trading. Benzinga flags risks, though. CEO David Solomon said in September that non-compensation expenses could rise by more than $500 million sequentially, and management expects weaker fixed-income, currencies and commodities results. Morningstar expects a 12% sequential decline in investment banking revenue and an 11% sequential decline in FICC revenue. Goldman is the largest holding in the SPDR Dow Jones Industrial Average ETF at 10.23%, and with JPMorgan at 3.84% the pair make up 14.07% of the fund.\n**Why it matters:** Dow-linked funds carry concentrated bank exposure because of price weighting, so two reports can move the ETF noticeably.\nSources: [Benzinga](https://www.benzinga.com/etfs/sector-etfs/26/10/62308172/jpmorgan-goldman-sachs-earnings-could-move-this-dow-etf-heres-the-portfolio-math), [Kalkine Media](https://kalkinemedia.com/us/stocks/financial/will-goldman-sachs-nysegs-set-the-tone-as-bank-earnings-season-opens)\n## UnitedHealth reports with options implying a move above 5%\nUnitedHealth is due to report third-quarter results on Oct. 13. GuruFocus says analysts expect EPS of $4.14, a 41.8% increase, on revenue near $111.49 billion, a 1.5% decline year over year. Options pricing signals a move exceeding 5%, with the $378.52 share price implying a range of roughly $355.53 to $397.31. Kalkine Media describes a steadier tone after a period of elevated medical costs, with improving signals around government programs such as Medicare. A Patient Capital Management letter cited by Yahoo Finance calls the company early in an earnings recovery, with mid-teens growth expected.\n**Why it matters:** Medical-cost trends and margin commentary will test whether the stabilization narrative holds for the largest US managed-care name.\nSources: [Kalkine Media](https://kalkinemedia.com/us/stocks/healthcare/is-unitedhealth-group-nyseunh-steadying-ahead-of-its-results), [GuruFocus](https://www.gurufocus.com/news/9120192/unitedhealth-group-unh-prepares-to-report-q3-earnings-amid-dividend-focus-and-mixed-insider-activity), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/united-healthcare-unh-early-stage-152237095.html), [GuruFocus](https://www.gurufocus.com/news/9119198/unitedhealth-group-unh-set-to-report-q3-earnings-amid-dividend-focus-and-market-interest)\n## Futures flat as yields and inflation data shape the backdrop\nUS stock futures were little changed on Monday night. Dow futures rose 22 points, and S&P 500 and Nasdaq-100 futures hovered near the flatline. The Dow had ended the session more than 195 points higher, while memory-chip declines pushed the Nasdaq Composite and S&P 500 into negative territory. CNBC notes that September inflation data later in the week could jolt Treasury yields, which recently reached multidecade highs. On Tuesday investors will also hear from Federal Reserve officials Christopher Waller, Tom Barkin and Susan Collins, and existing home sales figures are due.\n**Why it matters:** Rate and yield moves are the main macro risk for bank and managed-care valuations heading into results.\nSources: [CNBC](https://www.cnbc.com/2026/10/12/stock-market-today-live-updates.html), [The Motley Fool](https://www.fool.com/investing/2026/10/12/jpmorgan-chase-s-next-earnings-report-tomorrow-could-send-the-stock-plunging-here-s-why/)\n## Data behind the stories\n\nJPMorgan closed at $334.3 on 2026-10-12, up 0.39% on the day but down 6.16% over roughly one month. Goldman Sachs closed at $893.95, down 0.15% for the day and down 13.14% over the month. UnitedHealth closed at $378.52, down 0.21% on the day and down 0.15% over the month.\n\n- UNH: -0.15% (~1-month)\n- JPM: -6.16% (~1-month)\n- MS: -11.36% (~1-month)\n- GS: -13.14% (~1-month)\n\n## What to watch\n\n- Bank of America and Morgan Stanley report on Wednesday, along with State Street and BlackRock.\n- September inflation data is due later in the week and could move Treasury yields.\n- Fed officials Christopher Waller, Tom Barkin and Susan Collins are scheduled to comment on Tuesday.\n\n## Key takeaways\n\n- JPMorgan, Goldman Sachs, Citigroup, Wells Fargo and UnitedHealth all report on Oct. 13, with the banks reporting before the open.\n- Options pricing implies a 2.8% move for JPMorgan and more than 5% for UnitedHealth after results.\n- Goldman's expense outlook and weaker FICC expectations contrast with JPMorgan's guidance for mid-to-high teens growth in markets and investment banking.\n\n## FAQ\n\n**When do JPMorgan and Goldman Sachs report earnings?**\nBoth report before the market opens on Tuesday, Oct. 13, 2026, alongside Citigroup and Wells Fargo. Bank of America and Morgan Stanley follow on Wednesday.\n\n**What are analysts expecting from UnitedHealth's third quarter?**\nGuruFocus cites expected earnings per share of $4.14, a 41.8% increase, and revenue near $111.49 billion, a 1.5% decline year over year. Options pricing implies a post-earnings move above 5%.\n\n**What is JPMorgan expected to earn in the third quarter?**\nSources cite EPS of $5.94 on $51.22B revenue, or $5.93 on $51.23 billion. Options markets price in a 2.8% post-earnings move, and management guided to mid-to-high teens growth in investment banking fees and markets revenue.\n",
  "sources": [
    {
      "title": "S&P 500 futures are little changed after mixed session; traders await bank earnings: Live updates",
      "url": "https://www.cnbc.com/2026/10/12/stock-market-today-live-updates.html"
    },
    {
      "title": "JPMorgan, Goldman Sachs Earnings Due As Bank Outlook Shifts",
      "url": "https://www.investors.com/news/jpmorgan-chase-goldman-sachs-earnings-wells-fargo-citigroup/"
    },
    {
      "title": "Will Goldman Sachs (NYSE:GS) Set The Tone As Bank Earnings Season Opens?",
      "url": "https://kalkinemedia.com/us/stocks/financial/will-goldman-sachs-nysegs-set-the-tone-as-bank-earnings-season-opens"
    },
    {
      "title": "Can Bank of America (NYSE:BAC) Show Steady Lending As Earnings Season Begins?",
      "url": "https://kalkinemedia.com/us/stocks/financial/can-bank-of-america-nysebac-show-steady-lending-as-earnings-season-begins"
    },
    {
      "title": "JPMorgan options market prices in a 2.8% post-earnings move (JPM:NYSE)",
      "url": "https://seekingalpha.com/news/4652194-jpmorgan-options-market-prices-in-a-28-post-earnings-move"
    },
    {
      "title": "JPMorgan, Goldman Sachs Earnings Could Move This Dow ETF - State Street SPDR Dow Jones Industrial Average",
      "url": "https://www.benzinga.com/etfs/sector-etfs/26/10/62308172/jpmorgan-goldman-sachs-earnings-could-move-this-dow-etf-heres-the-portfolio-math"
    },
    {
      "title": "JPMorgan Chase's Next Earnings Report Tomorrow Could Send the Stock Plunging. Here's Why.",
      "url": "https://www.fool.com/investing/2026/10/12/jpmorgan-chase-s-next-earnings-report-tomorrow-could-send-the-stock-plunging-here-s-why/"
    },
    {
      "title": "Is UnitedHealth Group (NYSE:UNH) Steadying Ahead of Its Results?",
      "url": "https://kalkinemedia.com/us/stocks/healthcare/is-unitedhealth-group-nyseunh-steadying-ahead-of-its-results"
    },
    {
      "title": "UnitedHealth Group (UNH) Prepares to Report Q3 Earnings Amid Div",
      "url": "https://www.gurufocus.com/news/9120192/unitedhealth-group-unh-prepares-to-report-q3-earnings-amid-dividend-focus-and-mixed-insider-activity"
    },
    {
      "title": "United Healthcare (UNH): Early-Stage Earnings Recovery Sets the Stage for Mid-Teens Compound Growth",
      "url": "https://finance.yahoo.com/markets/stocks/articles/united-healthcare-unh-early-stage-152237095.html"
    },
    {
      "title": "UnitedHealth Group (UNH) Set to Report Q3 Earnings Amid Dividend Focus and Market Interest",
      "url": "https://www.gurufocus.com/news/9119198/unitedhealth-group-unh-set-to-report-q3-earnings-amid-dividend-focus-and-market-interest"
    }
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