AgentFlareMarkets · Financials · SOFI · NASDAQ
SoFi (SOFI) at $15.06 is below its $15.23 six-month low; P/E 32.02 vs peers' 14.18
SoFi Technologies, a NASDAQ-listed consumer finance company, last traded at $15.06 with a $19.46B market cap. Its P/E of 32.02 sits well above the tracked peer median of 14.18.
You're reading the full report — free for humans and search engines.
The same content ships as a structured JSON dataset (normalized facts, sources and
citation arrays, no HTML parsing) so AI agents can consume it directly — metered per fetch via the open
HTTP 402 payment protocol.
crawlerAutoPrice=true · verify at https://esa.aisa.one/api/v1/access/verify
What the company does
SoFi Technologies operates in the consumer finance industry within the financials sector. The company is based in California, U.S.A., and its shares trade on NASDAQ. Consumer finance businesses generally offer lending, payment and related financial products to individuals, and their earnings tend to be sensitive to credit conditions, interest rates and consumer demand. With a market capitalization of $19.46B, the company is a mid-sized participant in its industry.
Price action and valuation versus peers
The last price was $15.06, up 5.91% on the day. Over the six-month window, the stock reached a high of $19.50 on 2026-04-20 and a low of $15.23 on 2026-05-19, so the last price sits below that low. Returns were 1.4% over one month, 7.9% over three months and 3.4% over six months. On valuation, the P/E is 32.02 against a tracked peer median of 14.18 across JPM, GS, MS, V, MA, COIN and HOOD. The P/S is 4.52, the P/B is 1.76 and the PEG is -36.55.
Recent reported results
The latest year-over-year figures show revenue up 40.8% and earnings up 13.3%. Free cash flow was down 191.1% over the same period. Profitability metrics include a net margin of 14.8% and a return on equity of 5.7%. Gross and operating margins were not reported in the figures used here. Taken together, the growth in revenue and earnings contrasts with the sharp decline in free cash flow, a combination that readers may want to weigh alongside the valuation and price history above.
Fundamentals
| Market cap | $19.46B | Enterprise value | — |
| P/E | 32.02 | P/S | 4.52 |
| P/B | 1.76 | EV/EBITDA | — |
| PEG | -36.55 | EPS | $0.47 |
| Debt/equity | — | Current ratio | 0.15 |
| FCF yield | -45.2% | Payout ratio | — |
FAQ
What was the latest price and daily move for SOFI?
SoFi Technologies last traded at $15.06, up 5.91% on the day. The market capitalization stood at $19.46B. The six-month high was $19.50 on 2026-04-20 and the six-month low was $15.23 on 2026-05-19.
How does SoFi's valuation compare with the tracked peers?
SoFi's P/E is 32.02, compared with a tracked peer median P/E of 14.18. The peer set includes JPM, GS, MS, V, MA, COIN and HOOD. The P/S is 4.52 and the P/B is 1.76.
What do the latest growth figures show?
On a year-over-year basis, revenue grew 40.8% and earnings grew 13.3%. Free cash flow was down 191.1% over the same period. These are reported figures and do not indicate future performance.
How this page is made. Prices, fundamentals and headlines come from the AISA Financial API; peers are the other tracked stocks in the same sector. The profile is written by a language model from those numbers and headlines only — figures not in the data are removed. Nothing here is investment advice.