# Earnings News, Oct 14, 2026: UnitedHealth beats Q3 estimates and lifts 2026 profit outlook to at least $20.50

> UnitedHealth reported third-quarter adjusted EPS of $4.69, up from $2.92 a year earlier, and raised its 2026 forecast to at least $20.50 a share. Big-bank…

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- **Updated:** 2026-10-14
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## Key data

- **Desk:** Earnings
- **Date:** Wed, Oct 14, 2026
- **Stories:** 5
- **Outlets cited:** 7
- **Items screened:** 12
- **Freshness:** last 48h

UnitedHealth reported third-quarter adjusted EPS of $4.69, up from $2.92 a year earlier, and raised its 2026 forecast to at least $20.50 a share. Big-bank earnings season opened with a JPMorgan miss and a Goldman Sachs beat. ## UnitedHealth beats on lower medical costs, raises 2026 forecast UnitedHealth Group posted third-quarter adjusted earnings of $4.69 per share, against $2.92 a year earlier and analyst estimates of about $4.14 per Reuters. Revenue slipped 0.4% to $112.7 billion. The adjusted medical care ratio was 88.4%, helped by pricing discipline, benefit design changes and a $610 million reserve …

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## Sources

1. [UnitedHealth Group Inc (UNH) (Q3 2026) Earnings Call Highlights:](https://www.gurufocus.com/news/9121491/unitedhealth-group-inc-unh-q3-2026-earnings-call-highlights-adjusted-eps-surges-to-469-as-revenue-hits-113-billion)
2. [UnitedHealth Group stock trims gains on profit outlook increase](https://finance.yahoo.com/markets/stocks/article/unitedhealth-group-stock-trims-gains-on-profit-outlook-increase-163341587.html)
3. [UNH Tops Q3 Earnings on Lower Medical Costs, Raises '26 Outlook](https://www.tradingview.com/news/zacks:20c3f8d8a094b:0-unh-tops-q3-earnings-on-lower-medical-costs-raises-26-outlook/)
4. [UnitedHealth raises profit forecast as turnaround efforts gather pace](https://www.reuters.com/legal/litigation/unitedhealth-group-raises-profit-forecast-third-quarter-earnings-beat-2026-10-13/)
5. [JPMorgan posts rare profit miss as dealmaking, bond trading lose momentum](https://www.reuters.com/business/finance/jpmorgans-profit-rises-investment-banking-trading-strength-2026-10-13/)
6. [JPMorgan profit misses analyst estimates as Jamie Dimon warns economic forces 'shift under the surface'](https://finance.yahoo.com/markets/article/jpmorgan-profit-misses-analyst-estimates-as-jamie-dimon-warns-economic-forces-shift-under-the-surface-112446859.html)
7. [Goldman Sachs Rises on Equities-Led Earnings Beat; JPMorgan Chase Treads Water, Wells Fargo Declines 3%](https://247wallst.com/investing/2026/10/13/goldman-sachs-rises-on-equities-led-earnings-beat-jpmorgan-chase-treads-water-wells-fargo-declines-3/)
8. [Goldman Sachs: Not The Same Bank It Was Some Years Ago (Earnings Review) (NYSE:GS)](https://seekingalpha.com/article/4953874-goldman-sachs-not-the-same-bank-it-was-some-years-ago-earnings-review)
9. [Bank of America Q3 Preview: Stock Down in 2026, Could 5th Straight Double Beat Change Momentum?](https://www.benzinga.com/trading-ideas/previews/26/10/62333902/bank-of-america-q3-preview-stock-down-in-2026-could-5th-straight-double-beat-change-momentum)
10. [BAC vs. PNC: Which Bank Stock Is a Better Bet Ahead of Q3 Earnings?](https://www.tradingview.com/news/zacks:3e8056949094b:0-bac-vs-pnc-which-bank-stock-is-a-better-bet-ahead-of-q3-earnings/)

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